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Some Quotes



“The ultimate goal of yoga is to always observe things accurately, and therefore never act in a way that will make us regret our actions later.” – TKV Desikachar

“The skill of mindfulness creates a condition of bare attention in which the meditator observes things as they are in order to notice what is just there, without grasping or aversion.” – Joseph Goldstein

“The goal is not to try to change anything, but to be aware of the desire to change it and then see if we can just relax and be ok with it even if it doesn’t change. Are we trying to quiet the storm, or are we trying to find peace within the storm?” – Taraniya Ambrosia

Meditation is not a matter of trying to achieve ecstasy, spiritual bliss, or tranquility, nor is it attempting to be a better person. It is simply the creation of a space in which we are able to expose and undo our neurotic games, our self-deceptions, our hidden fears and hopes. – Chogyam Trungpa

“There are many paths up the mountain, but there is only one mountain.” – Swami Kripalu

“The quality of our breath expresses our inner feelings.” – TKV Desikachar

“The breath is the intersection of the body and mind.” – Thich Nhat Hanh

“It is often thought that the Buddha’s doctrine teaches us that suffering will disappear if one has meditated long enough, or if one sees everything differently. It is not that at all. Suffering isn’t going to go away; the one who suffers is going to go away.”

“Life is painful. Suffering is optional.” – Sylvia Boorstein

“One must endure the caterpillars if one is to become acquainted with the butterflies.” – The Little Prince

Before speaking, consider whether it is an improvement upon silence – Swami Kripalvanadaji

“Real knowledge is to know the extent of one’s ignorance.” – Confucius’

In the attitude of silence the soul finds the path in a clearer light, and what is elusive and deceptive resolves itself into crystal clearness. Our life is a long and arduous quest after Truth – Mahatma Gandhi

“Make it thy business to know thyself, which is the most difficult lesson in the world.” – Miguel de Cervantes

“When an individual has achieved complete understanding of his true self, he will no longer be disturbed by the distracting influences within and around him”

“The thought manifests as the word;
The word manifests as the deed;
The deed develops into habit;
And habit hardens into character.
So watch the thought and its ways with care,
And let it spring from love,
Born out of compassion for all human beings.
As the shadow follows the body,
As we think, so we become.” – Sayings of the Buddha as cited by Das, 1997 (p. 130)

“Many people who approach the practice of Buddhism are willing to sacrifice one or two hours of their day in order to perform some ritual practice or engage in meditation. Time is relatively easy to give up, even though their life may be very busy. But, they are not willing to change anything of their personality – they are not willing to forgo anything of their negative character. With this type of approach to Buddhism, it hardly matters how much meditation we do, our practice remains merely a hobby or a sport. It does not touch our lives. In order actually to overcome our problems, we have to be willing to change – namely to change our personality. We need to renounce and rid ourselves of those negative aspects of it that are causing us so much trouble.”
from The Gelug/Kagyu Tradition of Mahamudra by H.H. the Dalai Lama & Alexander Berzin

“Enlightenment is intimacy with all things. – Jack Kornfield

“When we pay careful attention to the present moment, we can trust that an adequate, adaptive response will appear. – Tom Borkevec

“Life and love are life and love, a bunch of violets is a bunch of violets, and to drag in the idea of a point is to ruin everything. – D.H. Lawrence

“If you want to become whole, let yourself be partial.
If you want to become straight, let yourself be crooked.
If you want to become full, let yourself be empty. – Lao-Tzu

“A long time ago, Descartes sad, “I think, therefore I am.” … But if you are not thinking, what?” – Seung Sahn

“Action has meaning only in relationship and without understanding relationship, action on any level will only breed conflict. The understanding of relationship is infinitely more important than the search for any plan of action.” – J. Krishnamurti

“Just as the dawn is the forerunner of the arising of the sun, so true friendship is the forerunner of the arising of the noble eightfold path.” – Buddha

“In a certain sense, Zen is feeling life instead of feeling something about life.” – Alan Watts

“Doubt is an uncomfortable condition, but certainty is a ridiculous one.” – Voltaire

“Do not fear the arising of thoughts—only be concerned lest your awareness of them be tardy.” – Unknown

“The mind precedes all things, the mind dominates all things, the mind creates all things.” – Buddha

“There is no end. There is no beginning. There is only the infinite passion of life.” – Federico Fellini

“Bhikkhus, there are these five ways of removing annoyance, by which annoyance can be entirely removed by a bhikkhu when it arises in him. What are the five?

  1. Loving-kindness can be maintained in being towards a person with whom you are annoyed: this is how annoyance with him can be removed.
  2. Compassion can be maintained in being towards a person with whom you are annoyed; this too is how annoyance with him can be removed.
  3. Onlooking equanimity can be maintained in being towards a person with whom you are annoyed; this too is how annoyance with him can be removed.
  4. The forgetting and ignoring of a person with whom you are annoyed can be practiced; this too is how annoyance with him can be removed.
  5. Ownership of deeds in a person with whom you are annoyed can be concentrated upon thus: ‘This good person is owner of his deeds, heir to his deeds, his deeds are the womb from which he is born, his deeds are his kin for whom he is responsible, his deeds are his refuge, he is heir to his deeds, be they good or bad.’ This too is how annoyance with him can be removed.

These are the five ways of removing annoyance, by which annoyance can be entirely removed in a bhikkhu when it arises in him.” – [AN V.161 Aghatapativinaya Sutta]

from Technology killed me…

I went to the woods because I wished to live deliberately, to front only the essential facts of life, and see if I could not learn what it had to teach, and not, when I came to die, discover that I had not lived. I did not wish to live what was not life, living is so dear. Thoreau

Mindfulness, at the same time, has become a corporate catchword for many and a new form of sanity for others. It’s also hard to explain, it seems to me, the sudden explosion of interest in and tolerance of cannabis in the past 15 years without factoring in the intensifying digital climate. Weed is a form of self-medication for an era of mass distraction, providing a quick and easy path to mellowed contemplation in a world where the ample space and time necessary for it are under siege.

I haven’t given up, even as, each day, at various moments, I find myself giving in. There are books to be read; landscapes to be walked; friends to be with; life to be fully lived. And I realize that this is, in some ways, just another tale in the vast book of human frailty. But this new epidemic of distraction is our civilization’s specific weakness. And its threat is not so much to our minds, even as they shape-shift under the pressure. The threat is to our souls. At this rate, if the noise does not relent, we might even forget we have any




BCBS – Basel Committee on Banking Supervision

(Source Wikipedia,

The Tier 1 capital ratio is the ratio of a bank’s core equity capital to its total risk-weighted assets (RWA). Risk-weighted assets are the total of all assets held by the bank weighted by credit risk according to a formula determined by the Regulator (usually the country’s central bank). Most central banks follow the Basel Committee on Banking Supervision (BCBS) guidelines in setting formulae for asset risk weights. Assets like cash and currencyusually have zero risk weight, while certain loans have a risk weight at 100% of their face value. The BCBS is a part of the Bank of International Settlements (BIS). Under BCBS guidelines total RWA is not limited to Credit Risk. It contains components for Market Risk (typically based on value at risk (VAR) ) and Operational Risk. The BCBS rules for calculation of the components of total RWA have seen a number of changes following theFinancial crisis of 2007–08.[3]

As an example, assume a bank with $2 of equity receives a client deposit of $10 and lends out all $10. Assuming that the loan, now a $10 asset on the bank’s balance sheet, carries a risk weighting of 90%, the bank now holds risk-weighted assets of $9 ($10*90%). Using the original equity of $2, the bank’s Tier 1 ratio is calculated to be $2/$9 or 22%.

There are two conventions for calculating and quoting the Tier 1 capital ratio:

  • Tier 1 common capital ratio and
  • Tier 1 total capital ratio

Preferred shares and non-controlling interests are included in the Tier 1 total capital ratio but not the Tier 1 common ratio.[4] As a result, the common ratio will always be less than or equal to the total capital ratio. In the example above, the two ratios are the same.

Further reading,

Historical dates

BC: Before Christ, AD: Anno Domini: the year of Christ (though some believe the birth was 4 – 7 BC)

CE: Common, Current, Christian Era


3300 – 1300 BCE: Indus Valley Civilization (or the Harappan Civilisation)

500 BCE – Kurukshetra War

1750 – 500 BCE (Iron Age) – Vedic Age

480 – 400 BCE: Gautam Buddha

340 BC – 298 BC: Chandragupta Maurya

304 BC – 232 BC : Ashoka


341 – 270 BC: Epicurus

4 BC –  65 AD: Seneca

161 – 180 AD: Marcus Aurelius  (Emperor of Roman Empire (was Co-emperor for sometime)

Lao Tzu – From Philosphersmail

There is a story about the three great Asian spiritual leaders (Lao Tzu, Confucius, and Buddha). All were meant to have tasted vinegar. Confucius found it sour, much like he found the world full of degenerate people, and Buddha found it bitter, much like he found the world to be full of suffering. But Lao Tzu found the world sweet.

Dao / Dao-ism, source,

First, we ought to take more time for stillness. “To the mind that is still,” Lao Tzu said, “the whole universe surrenders.” We need to let go of our schedules, worries and complex thoughts for a while and simply experience the world. We spend so much time rushing from one place to the next in life, but Lao Tzu reminds us “nature does not hurry, yet everything is accomplished.” It is particularly important that we remember that certain things—grieving, growing wiser, developing a new relationship—only happen on their own schedule, like the changing of leaves in the fall or the blossoming of the bulbs we planted months ago.

When we are still and patient we also need to be open. We need to be reminded to empty ourselves of frivolous thoughts so that we will observe what is really important. “The usefulness of a pot comes from its emptiness.” Lao Tzu said. “Empty yourself of everything, let your mind become still.” If we are too busy, too preoccupied with anxiety or ambition, we will miss a thousand moments of the human experience that are our natural inheritance. We need to be awake to the way light reflects off of ripples on a pond, the way other people look when they are laughing, the feeling of the wind playing with our hair. These experiences reconnect us to parts of ourselves.

We need to be in touch with our real selves. We spend a great deal of time worrying about who we ought to become, but we should instead take time to be who we already are at heart. We might rediscover a generous impulse, or a playful side we had forgotten, or simply an old affection for long walks. Our ego is often in the way of our true self, which must be found by being receptive to the outside world rather than focusing on some critical, too-ambitious internal image. “When I let go of what I am,” Lao Tzu wrote, “I become what I might be.

Jobs on Life

When you grow up, you tend to get told that the world is the way it is and your life is just to live your life inside the world, try not to bash into the walls too much, try to have a nice family life, have fun, save a little money.

That’s a very limited life. Life can be much broader, once you discover one simple fact, and that is that everything around you that you call life was made up by people that were no smarter than you. And you can change it, you can influence it, you can build your own things that other people can use. Once you learn that, you’ll never be the same again.

And the minute that you understand that you can poke life and actually something will, you know if you push in, something will pop out the other side, that you can change it, you can mold it. That’s maybe the most important thing. It’s to shake off this erroneous notion that life is there and you’re just gonna live in it, versus embrace it, change it, improve it, make your mark upon it.

I think that’s very important and however you learn that, once you learn it, you’ll want to change life and make it better, cause it’s kind of messed up, in a lot of ways. Once you learn that, you’ll never be the same again

– Steve Jobs